Security
What actually stops someone
Most of what a bank calls security is a screen that hides a button. Here is what happens underneath, where hiding a button changes nothing.
The database refuses, not the code
A negative balance, a second main account, an active card that was never approved: the engine turns them down. Not a condition somebody could forget to write.
- Closing gives the money back first
- Refused by the database
- The main account
- One per client
- Cards
- Approved before being active
Nothing is deleted quietly
An audit line names who acted, when, and from where, and it cannot be erased by the person it names — the database refuses that too.
The receipt of a transfer, exactly as the portal issues it.
- Description
- Transfer to Marie Lefevre
- Posted at
- TRX-2026-08-0009408
- Approved by
- Camille Roux
- Amount
- -1,250.00 €
Security
A second factor that really blocks
Five wrong attempts lock the screen, and during the lockout the RIGHT code is refused too. A counter you can outrun is not a counter.
- Five attempts, then a quarter of an hour locked — and during that lock the right code is refused as well.
- Every attempt is written to the log, successful or not.
- Two-factor authentication is available, and turning it off is guarded like turning it on.
- The full number and the security code are fetched only after your PIN, are never part of the page’s state, and every reveal is written to the audit trail.
PIN code
Asked for on every transfer, every card order, every administrative decision.
Report a weakness
Write to our team with what you found. We answer, we fix, and we say publicly what was wrong once it is closed.
Open an account in a few minutes
No paperwork to print, no branch to visit. You will need an identity document and a proof of address.