Consumer credit
Simulate, apply, upload your documents. An adviser reviews the file, and the amount granted is paid straight into your account with its own ledger entry.
New Savings compartments with a goal
Your money, to the cent and to the second.
Every movement carries its reference, its timestamp and the name of whoever approved it. Nothing moves without an entry. Nothing is entered without a receipt.
Every entry is signed reference, timestamp, and who approved it
24/7
Transfers between your own accounts, executed to the second.
- Payment institution licensed by :regulator
- Deposits guaranteed per depositor
- IBAN issued in FR76
- Ten languages, in full
0.00 €
in account fees
Virtual card and receipts included.
10
languages served
Screens, e-mails and receipts, in full.
1–2
working days
To review your identity, with a reason either way.
FR76
French IBAN
Issued as FR76, accepted across the SEPA area.
The product
Three things you will do on the first day
Current and savings accounts
One main account, as many savings compartments as you have goals. Moving money between your own accounts is instant and free.
A savings compartment, its target and its date.
Current and savings accounts
Savings compartments with a goal
6,200.00 €
31 % Target 20,000.00 €
Cards you control
Virtual or physical. The full number and the security code are shown only after your PIN, and every reveal is written to the audit trail.
The full number appears only after your PIN.
SEPA transfers
To your own accounts, to a saved beneficiary, or abroad. Outgoing transfers are checked before they leave, and the reason for any refusal is told to you.
The receipt of a transfer, exactly as the portal issues it.
Ledger entry
Settled
- Description
- Transfer to Marie Lefevre
- Posted at
- TRX-2026-08-0009408
- Approved by
- Camille Roux
- Amount
- -1,250.00 €
What you get
A bank account, and everything that goes with one
A receipt for everything
Every settled movement produces a PDF in your own language, naming the parties, the reference and the moment. Downloadable for as long as your account is open.
Security
A four-digit code in front of every movement of money
The password opens the session; the PIN authorises the money. Two secrets, two uses, and the second one never signs you in.
- Five attempts, then a quarter of an hour locked — and during that lock the right code is refused as well.
- Every attempt is written to the log, successful or not.
- A card's full number and security code appear only after the PIN.
- Two-factor authentication is available, and turning it off is guarded like turning it on.
PIN code
Asked for on every transfer, every card order, every administrative decision.
Getting started
Three steps, and the third one is yours
You can already see your account while your identity is being reviewed.
-
01
Open the account
Name, address, the currency you hold. You choose your language here, and everything after this — screens, e-mails, receipts — arrives in it.
-
02
Verify your identity
Send your identity document and a proof of address. We answer within one to two business days, and if a document is refused we tell you which one and why.
-
03
Use it
Deposit, transfer, order a card, open a savings compartment, apply for credit. Everything you do leaves a trace you can read.
Pricing
The whole price list fits on one screen
| Service | Price |
|---|---|
| Holding a main account | Free |
| Transfer between your own accounts | Free |
| SEPA transfer | 0.80 € |
| Virtual card | Free |
| Receipt for a movement | Free |
Questions
What people ask before opening an account
How long does it take to open an account?
The form itself takes a few minutes. Identity verification is answered within one to two business days, and you can already see your account while it is under review.
Is my money guaranteed?
Deposits are covered by the deposit guarantee scheme, up to the legal ceiling per depositor. The exact amount and the conditions are on the pricing page.
Can I hold more than one account?
One main account, and as many savings compartments as you like. Compartments cannot receive money from anyone but you — that is what makes them compartments.
In which languages do you write to me?
In the one you chose. Screens, e-mails and receipts all follow the language on your profile, not the language of whoever happens to be handling your file.
What happens if I close my account?
The balance goes back to you first — an account cannot be closed while it still holds money. The audit trail of what happened stays, because a record of a movement is not personal preference.
Open an account in a few minutes
No paperwork to print, no branch to visit. You will need an identity document and a proof of address.
Something to finance?
Our credit offers, their rates and their conditions are published. Work out your instalment before asking for anything.